Welcome to Emortage (“we,” “our,” or “us”). This Disclaimer outlines important information regarding the use of our website emortage.com (the “Website”) and our services.
By using this Website, you acknowledge and agree to the terms of this Disclaimer. If you do not agree, please discontinue use immediately.
1. No Financial or Legal Advice
The information provided on this Website is for general informational purposes only and should not be considered financial, investment, or legal advice.
- We do not provide personalized financial advice. Any mortgage or insurance decisions should be made based on independent financial consultation.
- Mortgage insurance policies and financial products vary based on individual circumstances and are subject to eligibility criteria and approval by third parties.
- Any tools or calculators on this Website provide indicative estimates only and do not guarantee specific loan approvals or coverage amounts.
We strongly advise consulting with a qualified financial advisor, mortgage broker, or insurance specialist before making any financial commitments.
2. Accuracy of Information
While we strive to provide accurate and up-to-date content, we do not guarantee that all information on this Website is current, complete, or free from errors.
- Mortgage and insurance regulations may change, and some details may become outdated.
- Any reliance on the information provided on this Website is at your own risk.
- We are not responsible for any financial losses or damages resulting from the use of information found on this Website.
If you notice incorrect or outdated information, please contact us at [email protected].
3. Third-Party Services and Links
This Website may contain links to third-party websites, services, or financial product providers.
- These links are provided for convenience only, and we do not endorse or take responsibility for third-party content, accuracy, policies, or practices.
- If you engage with any third-party services linked on our Website, you do so at your own risk and should review their terms and policies separately.
4. Limitation of Liability
To the fullest extent permitted by law, Emortage and its directors, employees, and affiliates are not liable for any direct, indirect, incidental, or consequential damages resulting from:
- Use or inability to use this Website.
- Reliance on any content, tools, or calculators provided on this Website.
- Errors, delays, or service interruptions.
- Any third-party links, services, or offers mentioned on our Website.
We provide this Website on an “as is” and “as available” basis without warranties of any kind, express or implied.
5. Regulatory Compliance
Emortage Ltd is a registered financial services provider in the UK and complies with the regulations set forth by the Financial Conduct Authority (FCA).
FCA Registration Number: 982374
You can verify our registration at: https://register.fca.org.uk
We operate in accordance with UK consumer protection laws, but we are not a mortgage lender or independent financial advisor.
6. Changes to This Disclaimer
We may update this Disclaimer from time to time to reflect changes in laws, regulations, or company policies. The latest version will always be available at emortage.com/disclaimer.